Best Personal Finance Books – An Independent Opinion on Must Reads

Best Personal Finance Books

Best Personal Finance Books

Financial advice is quite easy to find these days, as there are hundreds of personal finance books available. However, even with the plethora of information accessible, we still continue to make stupid financial decisions. Managing our personal finances seems easy enough, but if it were, we all would be retiring rich, wouldn’t we? I’ve read a lot of the ‘best personal finance books.’

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Money Saving Tips – 10 Ways to Save Hundreds Monthly

Money Saving Tips

Money Saving Tips

If you’re always looking for the best money-saving tips, then you’re a lot like me. I think the most difficult thing for people to do, particularly for young adults, is to save money. We work our asses off for years and years but still there’s nothing in our bank accounts to show for it. But why do we spend all of our money every single month? Are we living above our means? Do our expenses exceed our income?

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What is a Budget? Why is it Important in Frugality?

Introduction to What is A Budget

I spend most of my life in finance. I study it, work in the field and live by the laws of it. Honestly, finance has become second nature to me. My family and friends look to me for financial advice all the time. But it’s cool because I enjoy giving it. The “silly questions” they ask me sometimes makes me wonder if they are stupid (what is a budget).

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How to Save – 4 Ways to Stop Wasting Your Hard Earned Money

How To Save

You’ve done everything thing exactly as you read in your last personal finance newsletter. But no matter how much you budget you just cannot stop wasting money as you still end up in the red every holy month. Guess what; you’re not the only one in this situation. In 2014, a Springleaf Financial Services (NYSE) research found that 43% of Americans could not survive for a month without a paycheck. Astonishing isn’t it?

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Overworked and Underpaid – How to Stay Motivated

Overworked and Underpaid

You feel frustrated with your life because of being overworked and underpaid. You have done 12-hour shifts,  six days per week for the past six months. It is extremely stressful, and you feel unmotivated with no energy.  As tired as you are of getting up every day to go to work for the meager salary, you know you have to do it. At least for the time being.

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